Have You Broken Your 2014 Resolutions Yet?

Realistic goal setting is a hard thing to get right.

More often than not, when the festive season is over and the New Year approaches, it’s  time to reflect on the year gone by. Did you achieve what you set out to achieve? Did you feel you made the most of the last 365 days? If the answer is ‘No’,  then we tend to scrap everything and list a whole new list of New Year’s Resolutions. The questions is, how can we make sure that when the next 365 days is up we can say ‘Yes!’?

Here’s a few pointers we thought might help when it comes to your resolutions for next year …

Less is more – Set yourself three goals rather than ten. Quit smoking, save for that holiday you keep dreaming of or get into shape. Whatever it may be, this allows you to really focus on the three key goals you want to achieve over the next 12 months. You would prefer to have fewer goals that you have achieved rather than many more that are half completed.

Plan of attack – It’s no secret that with adequate planning and preparation, anything is achievable. Those that are most successful always have a game plan before going into battle. Whether it be a basketball game or building a house, you need direction and guidance, so putting pen to paper does wonders and will give you a framework to follow.

Break it down – 365 days is a long time and can make the task at hand look daunting. The key is to cut it down in to chunks. Try a 90 day plan. All of a sudden, the big goal at the end is four times smaller and is much more achievable.

Celebrate the wins – It’s important to reward yourself and recognize the achievement. Don’t be scared to indulge a little, whether it be having a night out with mates or buying yourself that small something that you’ve always wanted (sticking to your budget of course)

If you follow the above rules, I’m sure it will set you up for a cracker of a year. Good luck!!!

If you think that you could do with some help setting your financial goals, or sticking to the plan that you may have already broken, give us a call on 03 370 330 287.