Financial Advisors & Financial Planners in Melbourne

Our team of financial planners in Melbourne helps individuals and families manage their finances effectively to achieve their short-term and long-term financial goals. We assess your current financial situation to create personalised plans, and advise on investments, retirement planning, tax strategies, insurance and estate planning. We also offer ongoing support to help you stay on track.

An Australian financial advisor helps clients make informed decisions about their money, covering everything from day-to-day budgeting to longer-term planning for retirement, investments, insurance, and tax. Rising Tide is among the financial planning firms that take a whole-of-life view, offering tailored support across all these areas while staying compliant with Australian financial standards.

Financial planning starts with your goals, not your money. At Rising Tide, we take the time to understand what you want your life to look like, then build a strategy to get you there. From there, we look at the areas that support those goals, including superannuation, investments, insurance, cash flow, tax, and retirement planning. Our financial advisors in Melbourne guide you through each decision and keep you on track as your circumstances change.

Rising Tide specialises in assisting working-age individuals who are organised, reliable and tech-savvy. Our services are ideal for individuals and couples who can meet during business hours and are comfortable conducting meetings online.

If your assets are primarily located in Australia, you plan to reside in the country long-term and are open to receiving expert financial advice and guidance, we’re here to support you on your financial journey.

Rising Tide began its operations in 2005 and has since maintained an impeccable record, never receiving any formal complaints or undergoing investigations by the Australian Financial Complaints Authority (AFCA).

Specialising in personalised financial plans and solutions covering tax, retirement, finance and insurance, we serve individuals not only in the Melbourne CBD, Docklands and Port Melbourne but also across the state and Australia. Consult a financial planner today and set yourself on the path to having the freedom to say “Yes!” to your goals!

Rising Tide is fully Australian-owned and managed, with five shareholders who actively contribute their expertise to the company. Sam Gawenda, Matt Hale, Sam Jewell, Tom de Fegely and Rebecca Pritchard collectively bring diverse skills and knowledge to our operations.

With their involvement along with our team members, we ensure our clients receive top-notch financial services tailored to their needs. For further insights into our ownership structure or to discuss any questions, please don’t hesitate to contact us. We’re committed to transparency and providing you with the information you need.

Rising Tide provides advice across a broad range of financial areas, with recommendations tailored to your goals and circumstances. We can assist with:

• Superannuation and retirement planning
• Investments and wealth creation strategies
• Insurance and personal risk protection
• Lending, refinancing, and debt management
• Cashflow and tax-effective planning
• Family financial planning
• Inheritance and intergenerational wealth planning

Our financial advisors take a holistic approach, helping you understand how different aspects of your financial life work together to support your long-term goals.

There’s no one-size-fits-all answer. Many clients meet with their advisor once or twice a year as part of their ongoing advice agreement. You’ll also have access to your financial advisor throughout the year if you have questions, experience a significant life change, or your financial circumstances change.