Rising Tide is a team of financial planners in Melbourne, on St Kilda Road. Since 2005 we’ve helped high income families, mostly in their 30s and 40s, build one plan for their money: super, investing, tax and insurance, built around the life they want. We meet clients in person in Melbourne or online, anywhere in Australia.
Most families we meet are doing well on paper. Good incomes, a mortgage, kids, super ticking along. What’s usually missing is one plan that pulls it all together.
That’s what we build. We look at your cashflow, debt, super, investments, insurance and estate plan, then turn it into one plan around the life you want. Your Senior Financial Planner, Sam Jewell or Rebecca Pritchard, leads it and stays with you year after year.
A cashflow structure that runs itself, so you know what you can spend, guilt free.
Ongoing support with superannuation, retirement planning, insurance and tax-effective strategies
Whether you're building wealth, preparing for retirement, growing your family, or navigating a major financial decision, professional advice can help you stay focused on your goals and move forward with greater confidence. Understanding the difference between a financial planner vs advisor can also make it easier to choose the right type of support.
What Our Clients Say About Us
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Evelyn Parr
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If you’re looking for a fabulous team for financial advice, stop looking and contact Matt and his team at Rising Tide.
Rebecca has provided the calm to our families financial management that I knew we needed but couldn’t find (until now!). The day after our advice was provided I woke up feeling confident and a lot less stressed about finances. Leading into the pay cycle I am no longer feeling like I’m walking a tightrope with a really great plan to move forward. Thank you, Rebecca!
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Marc Sorensen
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Had the pleasure of having Sam, Marcus and the team help my wife and I with our Super and Insurances over the last few months. What we thought would be stressful and time consuming experience was anything but. And they saved us plenty of $$$ in the process!
Would recommend these guys in a heartbeat!
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Rohan Sridhar
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Sam, Marcus and the rest of the team at Rising Tide have been enthusiastic, supportive and avid listeners since the day we approached them for advice. We have had a few changes of heart when it came to our financial plans, and these changes were met with understanding and flexibility. We look forward to continuing our partnership in the future, knowing that our needs and concerns are central to any advice given by Sam and the team.
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Stephanie Mckay
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We have been dealing with Sam and the team and have felt thoroughly supported with our future goals and finance options. Changes for the better to our family. Thank you
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Rosie Ford
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Could not speak more highly of the team at Rising Tide. We have been working closely with Rebecca for a little while now to organise our finances and goals. The communication, adaptability and forward planning through our IVF process to now planning baby's arrival and our future has made the whole process seamless, significantly reducing stress. A relationship we look forward to continuing long into the future. Thanks Bec for always making us feel like there's no stupid questions and for explaining everything so thoroughly in an easy to understand way.
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Chace Goss
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Exceptional service, very efficient, quick to understand your needs and the outcome required. Could not recommend Sam and his team highly enough. Absolutely a relationship I will be keeping into the future.
Success Stories
Nick Graham
Former Australian rules footballer Nick Graham discusses his Rising Tide journey. Read Nick's full story
Lyn & Geoff
On reflect 12 months later we are so grateful we had the insurance and the support of Matt... Read Lyn's full story
Sam Rowe
Former Professional Australian Rules Footballer, Carlton Football Club
I was lucky enough to meet Matt Hale at a club function. I decided to go in to meet the team and it just felt like a perfect fit. Read Sam's full story
We went from 'we can't afford this' to 'we can't afford NOT to have this.' Now we have peace of mind that our money is working for us, a real plan for the future, and people we trust when we need them
Celeste Astorino Mother of Three, Relocating Family
We thought we were doing everything right — saving hard, an investment property, read the books. But with a growing family and an interstate move ahead, we knew our own knowledge only got us so far. W
Kelly Hawkins
We went from maxing out the credit card every month to consistently saving and building wealth. We wish we'd done it sooner.
A good financial planner brings your super, investing, tax and insurance into one plan, so each decision supports the others. We keep the advice practical and make it clear what happens next.
Start your plan with Rising Tide. Book a free 15 minute intro call with our team.
Secure Your Future With Our Team of Dedicated Financial Planners
Financial advice should provide clarity, direction, and confidence in the decisions you make today and in the years ahead. Our team takes the time to understand your circumstances and create strategies tailored to your goals. If you’re looking for a trusted financial advisor in Melbourne, schedule a chat today.
Our team of financial planners in Melbourne helps individuals and families manage their finances effectively to achieve their short-term and long-term financial goals. We assess your current financial situation to create personalised plans, and advise on investments, retirement planning, tax strategies, insurance and estate planning. We also offer ongoing support to help you stay on track.
An Australian financial advisor helps clients make informed decisions about their money, covering everything from day-to-day budgeting to longer-term planning for retirement, investments, insurance, and tax. Rising Tide is among the financial planning firms that take a whole-of-life view, offering tailored support across all these areas while staying compliant with Australian financial standards.
Financial planning starts with your goals, not your money. At Rising Tide, we take the time to understand what you want your life to look like, then build a strategy to get you there. From there, we look at the areas that support those goals, including superannuation, investments, insurance, cash flow, tax, and retirement planning. Our financial advisors in Melbourne guide you through each decision and keep you on track as your circumstances change.
Most people don’t need a financial adviser to manage money day to day. Advice earns its keep when the decisions get bigger: what to do with a pay rise or bonus, how much to put into super, whether to pay down the mortgage or invest, how to protect your income, or what to do with an inheritance. A financial planner looks at all of it together, so each decision fits the bigger plan.
We work best with people who live in Australia long term, hold their assets here and are happy to meet online during business hours.
Rising Tide started in 2005. We’re a Melbourne financial planning firm, and we work with families across Victoria and Australia, in person or online.
We help with retirement, super, tax, investing and insurance, all built around one plan for your life. Book a free intro call and take the first step towards the freedom to say “Yes!” to your goals.
Rising Tide is Australian owned and managed. Our three shareholders, Matt Hale, Sam Jewell and Rebecca Pritchard, all work in the business every day. Matt runs the firm as Managing Director, and Sam and Rebecca are Senior Financial Planners who look after clients directly.
If you’d like to know more about who owns Rising Tide, just ask us on your intro call.
Rising Tide provides advice across a broad range of financial areas, with recommendations tailored to your goals and circumstances. We can assist with:
Superannuation and retirement planning
Investments and wealth creation strategies
Insurance and personal risk protection
Debt management
Cashflow and tax-effective planning
Family financial planning
Inheritance and intergenerational wealth planning
Our financial advisors take a holistic approach, helping you understand how different aspects of your financial life work together to support your long-term goals.
There’s no one-size-fits-all answer. Many clients meet with their advisor once or twice a year as part of their ongoing advice agreement. You’ll also have access to your financial advisor throughout the year if you have questions, experience a significant life change, or your financial circumstances change.
Our office is at Office 34/470 St Kilda Rd, Melbourne. Most clients meet us online, and we work with families across Victoria and the rest of Australia.
Your first step is a free 15 minute intro call. If we’re a good fit, the next step is a Discovery session with one of our Senior Financial Planners: $440 inc. GST. If you don’t leave that meeting genuinely excited about what’s possible, we’ll refund the fee within 72 hours. Ongoing advice is a monthly fee plus a percentage of your invested assets, and you sign our fees off every year. See our fees.
Welcome to Rising Tide
Financial Planners
Rising Tide is an award-winning team of financial planners that has looked after clients across Australia for more than 20 years. We work with professionals, business owners and families who earn well and want a clear plan for their money.
Every plan starts with your goals. Then we build the strategy around them: super, investing, tax, insurance and debt. We stay in your corner year after year, so the plan keeps working as life changes.
