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Financial Planners & Home Mortgage Brokers

Rising Tide is a Multi-Award winning team of financial experts that have been servicing the financial needs of clients across Australia for over 15 years.

We have a diverse advice team & we are incredibly proud that we have a much higher female presence than the industry average. Check out our 5-star google reviews (there are over 450 at last count) for a deeper understanding of what our clients feel about us!

How We Can Help You

You have two options when you come on as a client at Rising Tide.

The road most people take is our holistic financial planning service in Melbourne. We help people understand their current financial situation and spend time articulating their goals. Our relationship with our clients is fee-for-service, and you’ll always be clear about what you will pay and how you will pay before anything happens. We specialise in superannuation and retirement planning, investing, insurance, lending/debt/mortgage and tax minimisation advice.

We specialise in developing the optimal financial strategy for you and providing clear guidance on the necessary steps. Our expertise lies in helping you connect with your money, keeping you accountable and helping you create and maintain momentum.

The other is to use our mortgage broking service when you need a home loan or investment loan – we can help you find the best loan based on your circumstances. With access to a panel of lenders in Melbourne and beyond, we provide choices to ensure you secure the right loan for your needs. Our expertise in refinancing also allows us to secure cash rebates from lenders frequently, should you choose to switch banks.

Check out our new client resources & schedule a chat.

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Success Stories

Nick Graham

Success story for Nick Graham

"Former Australian rules footballer Nick Graham discusses his Rising Tide journey."

Read The Full Story

Lyn & Geoff

Success story for Lyn & Geoff

We knew we had the insurance to cover it

"On reflect 12 months later we are so grateful we had the insurance and the support of Matt..."

Read The Full Story

Kane Baker & Rebekah Elmaloglou

Success story for Kane Baker & Rebekah Elmaloglou

We knew we wanted to put our money to good use...so we sought help from the team at Rising Tide Financial Services.

"We knew we wanted to put our money to good use, but we didn’t know too much about how to get started, so we sought help from the team at Rising Tide Financial Services."

Read The Full Story

Verified Reviews

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FREE Home Loan Health Check

Is your home loan healthy or sick?

For many, a home loan represents a large proportion of their outgoings. If loan repayments could be reduced interest rates change or if new tax benefits become available it is important that you know how to take advantage of the possibilities.

A Rising Tide finance broker can help you decide whether or not your current mortgage is still right for you.

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Success Stories

  • Photo of Nick Graham

    Nick Graham

    Former Australian rules footballer Nick Graham discusses his Rising Tide journey. Read Nick's full story

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  • Photo of Lyn & Geoff

    Lyn & Geoff

    On reflect 12 months later we are so grateful we had the insurance and the support of Matt... Read Lyn's full story

  • Photo of Sam Rowe

    Sam Rowe

    Former Professional Australian Rules Footballer, Carlton Football Club

    I was lucky enough to meet Matt Hale at a club function. I decided to go in to meet the team and it just felt like a perfect fit. Read Sam's full story

More Success Stories


  • Ed Curnow

    Since catching up with Matt, Tom & the team at Rising Tide, both Emily & I feel like we’ve had a chance to get our financial lives in order.

  • Amanda Vallis

    Great team! Braden was especially helpful in getting my finances sorted for my business.

  • Shae Thomas

    Highly recommend the Rising Tide team - friendly, honest guys who have helped me make my financial dreams come to life. Also, they have a bar in their office, which is, you know, great.

  • Bradley Clarke

    Felt 100% care and commitment to my needs. Always highly responsive to requests for information and support. A+

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Why Choose Rising Tide Financial Services

Engaging with a mortgage broker or financial planner allows you to access a large number of potential lenders, as well as financial services and tax-saving options not available to the general public.

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Secure Your Future With Our Team of Dedicated Financial Planners

At Rising Tide, your financial success is our top priority. With a wealth of expertise and unwavering commitment, our team of financial planners and mortgage brokers in Melbourne stand ready to guide you towards financial security.

From strategic planning to investment management, our comprehensive approach to each financial planner service ensures your goals are met with precision. Backed by our internal team of financial experts, we adeptly navigate the complexities of the financial landscape to safeguard your future.


Frequently Asked Questions

What exactly does a financial planner do?

What does an Australian financial advisor do?

How does financial planning work?

Why do I need to see a financial advisor?

Who does Rising Tide work best with?

When did Rising Tide start?

Who owns Rising Tide?

Our Lenders

We bring the banks to you

  • Adelaide Bank
  • AFG
  • AMP
  • ANZ
  • Bank of Melbourne
  • Bankwest
  • Citibank
  • Commonwealth Bank
  • ING Direct
  • La Trobe Financial
  • Liberty Financial
  • Macquarie
  • National Australia Bank
  • St. George
  • Suncorp
  • Virgin
  • Westpac
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Professional Associations

  • AFA
  • MFAA

Welcome to Rising Tide

Financial Planners
& Mortgage Brokers

Rising Tide are a Multi-Award winning team of financial experts that have been servicing the financial needs of clients across Australia for over 10 years.

Our unique process is fresh and helps us remain an industry leader in providing thoughtful, proven advice to Gen X and Y.

Our Rising Tide team is dedicated to helping business owners, first home buyers, professionals, young adults and families to strategically manage all your financial needs so you don’t have the headaches normally associated with dealing with financial planners, brokers or lending institutions. We want to give YOU the Freedom to Say YES.

For us this means helping you get into to a financial position where you have the freedom to say yes to the things that are truly important to you.

Whatever it is that is important to you, we’re here to help you implement a plan to make it happen. We will stay with you, guide and assist you to achieve your short and long term financial goals.

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Melanie Tibb

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