Meet the Team

Matt Hale
Senior Financial Planner, Director
Schedule a chat with Matt

Senior Financial Planner, Director

Matt Hale, Senior Financial Planner at Rising Tide Financial Services, Melbourne.

With more than 12 years of experience within the financial planning sector, Matt brings a wealth of knowledge and experience across a wide range of services. Diligent, dedicated and determined, Matt is never afraid to ask the difficult questions and his ultimate goal is to help them make the best decisions for their financial future.

Known best for his straightforward approach and easy going nature, Matt is a strong advocate for ‘telling it like it is’, and he believes the best outcomes are achieved when clients are fully informed about all of their options.

In his role as Director, Matt is responsible for the strategic decision making and future planning of the business, and as head of the financial planning team, he takes great pride in mentoring the rising stars of Rising Tide Financial Services.

Matt can support you with:

  • Financial Planning
  • Superannuation
  • Insurance & Wealth Protection
  • Salary Sacrificing
  • Wills
  • Investment Planning & Advice
  • Debt Reduction
  • Home Loans
  • Tax Minimisation
  • Borrowing to Invest
  • Asset Protection

Away from the office, Matt is a passionate AFL fan and a diehard Carlton supporter. To him, financial planning is about more than just dollars and cents – it’s about creating a good relationship with money and protecting your freedom to say ‘yes’.

Get in touch with Matt today!

My wife and I have been dealing with Matt Hale at Rising Tide Financial Services for over 5 years. The team offer the best service I have experienced in any industry. Quite simply, they are genuine people who have your best interests as a priority. They have helped us enormously with regards to accounting, life insurance and income protection, and we would highly recommend them to anyone. Anthony De Leo

Financial Design for Life PTY LTD (ACN 823879489) trading as Rising Tide Financial Services as Trustee of the FDFL Investments Unit Trust  is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee 232 706.

Braden Johnston
Senior Accountant, Director
Schedule a chat with Braden

Senior Accountant, Director

Braden is a Senior Accountant at Rising Tide Financial Services, Melbourne.

Having first entered the accounting industry back in 2003, Braden brings more than 16 years worth of knowledge and experience to his role and is known throughout the Rising Tide Financial Services community for his comprehensive level of expertise.

Working with a diverse mix of clients, Braden specialises in industries such as construction, hospitality and consulting, and has been instrumental in the establishment and development of an impressive number of successful local businesses.

As one of the founding members of the Rising Tide Financial Services accounting division, Braden has been with the business every step of the way – an invaluable experience which has given Braden empathy and insight into the challenges which many of his clients face, while also providing him with an in-depth understanding of how best to support them to reach their goals.

Braden can support you with:

  • Financial Statements
  • Tax Return
  • Activity Statements
  • Payroll Support
  • GST Advice
  • Compliance Needs
  • Business Structures
  • Effective Tax Planning
  • Starting a Business
  • Selling a Business
  • Business Planning
  • Cashflow and Budgeting
  • Business Development

For Braden, there is no better feeling than helping his clients to achieve great outcomes. When he is not at work, Braden is a keen sports fan and enjoys going away, and spending time with his family and friends.

Get in touch with Braden today!

My husband and I have been working with a Braden for the last four years and have been continually impressed by his professionalism and sound knowledge of accounting, as well as the ‘no fuss’ experience he provides. Recently, we used Braden to assist with setting up our own trust and company. Being new to this space, Braden ensured I understood the concept well and made the whole end to end up setup of the company and bank account a seamless experience. Meera Ramachandran

Sam Gawenda
Senior Financial Planner, Director
Schedule a chat with Sam

Senior Financial Planner, Director

Sam is a Senior Lending Specialist at Rising Tide Financial Services, Melbourne.

As head of our lending division, Sam comes to us with more than a decade’s worth of experience in mortgage broking and is highly respected by his peers..

A people person through and through, Sam plays an integral role in onboarding new clients and introducing them to how we do things here at Rising Tide Financial Services. To Sam, it’s essential that clients understand exactly how we work, and that they have a clear idea of what they can expect from our services.

As a mortgage broker and a strong understanding of financial planning, Sam specialises in helping clients source the lender and product that best suits their needs, and has helped countless people achieve their goal of home ownership.

As well as this, Sam also drives the development of the Rising Tide Financial Services team and is passionate about helping less experienced staff advance their skills and succeed in their careers.

Sam can support you with:

  • Home Loans
  • Buying your First Home
  • Investment Finance
  • Debt Consolidation
  • Financial Planning
  • Debt Reduction
  • Borrowing to Invest

A proud father to two young boys, Sam enjoys spending time with his family and connecting with other young parents who are also adapting to the change of parenthood. In fact, he’s even started a Dad’s Group in his local area where the kids can play while the dad’s have a coffee and a chat – and even swap notes!

Get in touch with Sam today!

Sam has been great help with all our needs. He has made the daunting task of buying a new house and refinancing a much easier and smoother process. I have personally recommended him to friends and wouldn’t hesitate to do it again. William Mclaughlin

FDFL Lending Pty Ltd (ACN 162124290) trading as Rising Tide Financial Services as Trustee of the FDFL Investments Unit Trust  is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee 232 706.

Tom de Fegely
Lending Specialist
Schedule a chat with Tom

Lending Specialist

Tom is a Lending Specialist at Rising Tide Financial Services, Melbourne.

A highly motivated member of the lending team, Tom is passionate about helping people to navigate the home buying process, and he thrives on achieving excellent outcomes for all of his clients.

Recently named one of ‘Australia’s Top 30 Up and Coming Mortgage Brokers’ by MPA Magazine, Tom has a proven track record for delivering outstanding results and supporting clients to understand all of their borrowing options.

Bringing with him a high level of knowledge and second to none communication skills, Tom works closely with his clients from start to finish and enjoys taking them through the entire application process to ensure a seamless experience on every occasion.

Tom can support you with:

  • Home Loans
  • Buying your First Home
  • Investment Finance
  • Business Loans
  • Vehicle Finance
  • Equipment Finance
  • Personal Loans
  • Debt Consolidation

A keen football player with a strong interest in sport, Tom currently plays for the Old Melburnians Football Club – and was fortunate enough to win the grand final in the premier reserves division last year.

Get in touch with Tom today!

Tom has been great from beginning to end. He walked us through the whole process and explained everything. Always took time to answer any questions we had. Very friendly, accommodating and great services. Would definitely recommend to anyone. Trishelle Beazley

FDFL Lending Pty Ltd (ACN 162124290) trading as Rising Tide Financial Services as Trustee of the FDFL Investments Unit Trust  is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee 232 706.

Sam Jewell
Financial Planner
Schedule a chat with Sam

Financial Planner

Sam is a Financial Planner at Rising Tide Financial Services, Melbourne.

An experienced financial planner known best for his friendly, easy going nature and client-centric approach, Sam enjoys building lasting professional relationships and loves nothing more than seeing his clients succeed.

Having been named a finalist in the Association of Financial Advisers ‘Rising Star of the Year Award’ two years in a row, Sam understands what it takes to succeed in the financial services industry, and is never afraid to put in the work needed to help his clients achieve their goals.

A true team player, Sam plays an important part in paving the way for emerging financial planners within the business and is an emerging leader within the industry.

Sam can support you with:

  • Financial Planning
  • Superannuation
  • Insurance & Wealth Protection
  • Salary Sacrificing
  • Investment Planning & Advice

Away from the office, Sam leads a busy social life and is highly active within the community. Currently, Sam is Vice President of the MCC Young Members Committee (Members under 40) and is also part of the Association of Financial Adviser Victorian State Chair of the Genxt Committee and the Old Brighton Grammar School Committee.

Get in touch with Sam today!

Sam is an absolute pleasure to work with. I found him to be very thorough, professional and knowledgeable in the set up of the new superannuation and insurances for my family, and his communication was impeccable, always returning calls and emails with decisive answers to all my questions. He always follows up with calls down the track and makes a real effort to keep in touch with any changes of circumstance. Very happy with Sam’s service. Daniel Taylor

Financial Design for Life PTY LTD (ACN 823879489) trading as Rising Tide Financial Services as Trustee of the FDFL Investments Unit Trust  is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee 232 706.

Talia Malcomson
Lending Specialist
Schedule a chat with Talia

Lending Specialist

Talia is a Lending Specialist at Rising Tide Financial Services, Melbourne.

A passionate lending specialist with a strong interest in home loans and personal finance, Talia is committed to helping her clients achieve the best outcomes on every occasion.

Having first encountered Rising Tide Financial Services as a client herself, Talia instantly connected with the overall vision of the organisation, and it wasn’t long before she made the decision to join the team.

To Talia, being able to guide young people through some of the most important decisions of their life is a true honour, and something she describes as incredibly rewarding. Compassionate and supportive by nature, Talia’s ability to empathise with and relate to her clients is a true asset, and her people skills make her a pleasure to work with.

Talia can support you with:

  • Home Loans
  • Buying your First Home
  • Investment Finance
  • Business Loans
  • Vehicle Finance
  • Equipment Finance
  • Personal Loans
  • Debt Consolidation

A self-confessed travel addict, Talia spends much of her spare time planning her next overseas adventure and has recently set herself a goal of visiting one new destination once a year.

Get in touch with Talia today!

Rising Tide have amazing customer service and are always available and happy to help with any questions or queries we have. Talia is always so helpful and on top of our account. I would recommend Rising Tide to anyone who is in need of financial services. Rebecca Orlando

FDFL Lending Pty Ltd (ACN 162124290) trading as Rising Tide Financial Services as Trustee of the FDFL Investments Unit Trust  is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee 232 706.

Bob de Fegely
Client Service, Lending

Client Service, Lending

Bob is a Client Services Manager at Rising Tide Financial Services, Melbourne.

Close to the end of a business degree at Monash University focused on economics and marketing, Robert completed an internship with us at Rising Tide Financial Services and liked it so much, he decided to stay.

He joined the lending team in October 2018 and his role encompasses loans processing, training and administration support. Robert gets great satisfaction from helping people gain the power to purchase their dream home, or to take the first step on the property ladder.

He is driven by gaining a sense of fulfilment from his work and wants to look back at the end of his career with a sense of achievement. Making a difference and not letting opportunities slip by him would mark that success.

Cheerful positive and friendly are words often used to describe Robert and he brings those traits in to the office and our team each day. He is keen to learn more and develop his skill set.

Outside of work he is a wakeboarding enthusiast and loves to be outdoors by the ocean. He loves to travel and experience what the world has to offer.

Get in touch with Bob today!

Kyle Davis
Client Service, Financial Planning
Schedule a chat with Kyle

Client Service, Financial Planning

Kyle has is a Client Services Manager at Rising Tide Financial Services, Melbourne.

Coming to us as towards the completion of his studies at RMIT, Kyle was keen to get some experience in an organisation like ours and learn from some of our leaders. Kyle is keen to develop quickly and absorb from rest of the team here while offering high levels of energy and enthusiasm to work.

Kyle supports the team with preparation of advice statements, providing advice to clients and ensuring all of the I’s are dotted and the t’s are crossed when gathering relevant documentation for our clients. Kyle is methodical and considered, leaving no room for error.

He loves to see the outcomes for clients and how we can better prepare them for their next financial challenge – buying property, investing in super or simply putting their financial affairs in order to get the best out of their earnings. He is constantly learning and upgrading his skills and knowledge, and gathering some strong insights in to how we can best support those clients.

Kyle is keen to start working with his own suite of clients and has established himself as in integral part of the Rising Tide Financial team.

When he is not working, Kyle loves to keep active and spends his time watching soccer. A keen angler, he loves to be out on the weekend catching some fish and communing in nature. He has a talent for eating dumplings and can be found devouring more than your average Joe in any sitting.

Get in touch with Kyle today!

Tyler Pedersen
Client Service, Financial Planning

Client Service, Financial Planning

Tyler has is a Client Service Manager at Rising Tide Financial Services, Melbourne.

Tyler brings a wealth of international experience to us at Rising Tide Financial Services. Working with a large Canadian bank advising clients of their banking needs, before working as an equity analyst at a family owned diversified investment company.

He joined the team here in March 2019 and works alongside Director and Senior Financial Planner Matt Hale and Sam Jewell, another of the financial planners in advice implementation, meeting with clients and developing relationships.

Tyler is a problem solver, taking an analytical and measure approach to the work, displaying an innate ability to solve problems and find solutions.

He loves to see results and takes great joy in seeing people from all backgrounds benefit from our advice and see solutions in our business. Tyler is inspired by his desire to hep people and educate them, passing on what he has learned so they benefit.

He knows it can be a challenge to understand your finances, and then to implement and stick to a plan, but Tyler loves to be in the journey with you, acting as a financial guide and a coach, to help you achieve your personal objectives.

He is a great communicator, with plenty of energy and a love of the written word.

When he is not working, Tyler can be found outdoors engaging in sports and fitness or enjoying nature. He claims he is a sportsperson, but we know he is the worst basketball player in the Docklands precinct. He is a team player in all he does and is looking forward to being accepted as a CFA Charter candidate

Get in touch with Tyler today!

Ash Modra
Client Service, Financial Planning

Client Service, Financial Planning

Amanda Johnston
Client Service, Accounting

Client Service, Accounting

Amanda is Client Services Manager at Rising Tide Financial Services, Melbourne.

Commencing her role with Rising Tide Financial Services back in 2017, Amanda comes to us with a combined 17 years of professional experience, predominantly working in the pharmaceutical industry where she was responsible for a range of account management requirements throughout Victoria and Tasmania.

Performing a variety of duties essential to our ongoing success, Amanda oversees our core business accounting administration, and works closely with ASIC and the ATO to ensure that all operations continue to run smoothly.

Known throughout our network for her friendly, approachable nature, Amanda’s people skills are second to none and she is always willing to lend a hand wherever possible.

Kate Torres
Client Service, Lending

Client Service, Lending

Christine Velez
Client Service, Lending

Client Service, Lending

Angelo Mores
Client Service, Accounting

Client Service, Accounting

Joe Gawenda
Client Service, Accounting

Client Service, Accounting

Melanie Tibb
Office Manager

Office Manager

Melanie is Client Services Manager at Rising Tide Financial Services, Melbourne.

Providing essential behind-the-scenes support to the Rising Tide Financial Services lending team, Melanie is responsible for overseeing administration and compliance with precision, consistency and skill.

Having been employed in her role for four years on and off around caring for her two children, Melanie brings a wealth of knowledge to her role and possesses an in-depth understanding of how best to navigate the many challenges her team faces on a daily basis.

Highly efficient with a laser-sharp attention to detail, Melanie possesses an unmatched ability to cut through complex material and takes great pride in her work. For Melanie, the thing she enjoys most about her role is being able to provide clients with the assurance that no stone has been left unturned.

Karl Marx
Client Service, Financial Planning

Client Service, Financial Planning

John Resty
Client Service, Financial Planning

Client Service, Financial Planning

Success Stories

  • Photo of Sam Rowe Professional Australian Rules Footballer, Carlton Football Club

    I was lucky enough to meet Matt Hale at a club function. I decided to go in to meet the team and it just felt like a perfect fit. Read Sam's full story

  • Photo of Kane Baker & Rebekah Elmaloglou

    We knew we wanted to put our money to good use, but we didn’t know too much about how to get started, so we sought help from the team at Rising Tide Financial Services. Read Kane's full story

  • Photo of Ben O’Neill

    I’ve learned so much from working with the team at Rising Tide. They helped me to understand and organise my finances, helped me to put a strategy in place to work towards buying my first home. Read Ben's full story

  • Photo of Tim & Vesa

    Friends of ours had recommended that we get in touch with Rising Tide Financial Services...Little did we know, it would turn out to be one of the best decisions we’ve ever made! Read Tim's full story

  • Photo of Anthony De Leo Sales Manager, Audio Visual Revolution Pty Ltd

    Having income protection, it’s obviously important in case things go wrong, you’ve got some back up. Read Anthony's full story

  • Photo of Alistair Tubb

    We’ve managed to get into a home that would allow us to grow which is great. They tied it all in together and it made sense to have a one-stop-shop. Read Alistair's full story

  • Photo of Fenella Wagener PR and Media Manager, Universal Music

    They helped us work out what are our expenses, and how much money can we save a month, and it’s crazy to think how much you can be saving a month! Read Fenella's full story

  • Photo of Trish Curtis Self-employed bookkeeper

    Right from the outset, Ali was so easy to work with. There just wasn’t the pressure I had experienced when working with other advisers. Read Trish's full story

  • Photo of Peta Currie Single parent

    While it’s fantastic to receive the income, I know that all of the paperwork can be really challenging for some people, and Matt has been a fantastic help. Read Peta's full story

More Success Stories

Testimonials

  • Since catching up with Matt, Tom & the team at Rising Tide, both Emily & I feel like we’ve had a chance to get our financial lives in order.

  • Great team! Braden was especially helpful in getting my finances sorted for my business.

  • Highly recommend the Rising Tide team - friendly, honest guys who have helped me make my financial dreams come to life. Also, they have a bar in their office, which is, you know, great.

  • Felt 100% care and commitment to my needs. Always highly responsive to requests for information and support. A+

More Testimonials

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