Life Insurance

Rising Tide Financial: Why Life Insurance Matters

I need help with life insurance

Life insurance can be an unsettling topic. While life and death affect everyone, this important subject is often considered too hard. Many people avoid talking about it with friends and family and don’t take action until it’s too late. This attitude is a big mistake, as a lack of action often affects the people you love the most.

Connecting with a life insurance advisor is important if you want to secure your legacy and protect the people you love. Contact Rising Tide today to get started.

What is life insurance, and why does it matter?

Plan A doesn’t always work out. Life insurance forms a large part of your ‘Plan B’ philosophy. Life insurance policies payout once you die, and money can also be released if you’re diagnosed with a terminal illness, chronic condition, or permanent disability. Lump sum payments are typically given to partners and children but can also be paid to parents, siblings, and other family members.

Life insurance provides peace of mind in the present day and financial security in the future. It helps to keep your family afloat, protect their lifestyle, and allow them to move forward.

If you’re ready to get started with life cover, contact Rising Tide today.

Financial planning with life insurance

Life insurance is an important aspect of financial planning. It doesn’t work alone; it needs to align with the rest of your financial life. You need a policy that works for you, from superannuation to investments and taxation. Rising Tide delivers tailored life insurance solutions for your financial security.

We will gather information about your health, finances, and income throughout the life insurance application process. This information will impact the type of insurance you get and your premiums. Life insurance applications are more detailed than car or health insurance applications, as insured levels are much higher. This comprehensive application process ensures accurate policies and seamless claims.

Benefits of getting life insurance early in life

Taking out life insurance policies when you are younger has one major benefit – you are more likely to be healthier. This makes the process of taking out a life insurance policy easier – the more health issues you have, the harder that process is.

Consultation and personalisation

At Rising Tide, we have a personal approach to financial advice and life insurance. All policies start with an in-depth consultation, followed by thorough research, comparison, and review. Browse our website to review income protection, look at success stories, and check out our process.

If you have any questions or want to learn more, please contact our life insurance experts today.

FAQs