Trauma Insurance

I need help with trauma insurance

If you were to suffer from a serious medical incident or were diagnosed with an illness that put you out of work for a while, what would you do? How would you pay for your treatment, let alone your other day-to-day expenses?

You may already have income protection insurance, but even then, covering the cost of living expenses and treatment is no easy feat. Here’s our advice on why trauma insurance is a must-have addition to income protection insurance, and why you should act now.

Understand the value

Trauma Insurance essentially means that you will receive an upfront, lump sum payment to spend however you’d like. This fast access to finance can be a godsend, especially when unstoppable common diseases and medical incidents occur.

Did you know that according to the Cancer Council, if someone is diagnosed with cancer, you can accumulate an average of $47,200 in financial costs and that women with secondary breast cancer can accumulate costs up to $25,000?

Trauma insurance is more than worth it because it means that you can focus on recovery instead of stressing over things such as bills and debt!

Stop putting it off

If it’s something you’ve already considered, now is the time to stop putting it off. Do it for peace of mind. Having trauma cover can help you cover the ongoing cost of therapy, adjustments to housing and lifestyle changes, private medical costs above your health insurance, debt repayments and so much more.

Trauma insurance, depending on the policy and insurer can cover upwards of 50 different conditions including accidents, heart disease and cancer. You never know if, or when you might need the insurance – but it’s definitely better to be safe than sorry.

Talk to an expert

If you’ve been avoiding the all-important insurance talk, but know that you need to get it sorted, talk to an expert. An expert can independently advise you on the right policies for you, help you out with the paperwork and even submit claims when need be.

Success Stories

  • Photo of Sam Rowe Professional Australian Rules Footballer, Carlton Football Club

    I was lucky enough to meet Matt Hale at a club function. I decided to go in to meet the team and it just felt like a perfect fit. Read Sam's full story

  • Photo of Kane Baker & Rebekah Elmaloglou

    We knew we wanted to put our money to good use, but we didn’t know too much about how to get started, so we sought help from the team at Rising Tide Financial Services. Read Kane's full story

  • Photo of Ben O’Neill

    I’ve learned so much from working with the team at Rising Tide. They helped me to understand and organise my finances, helped me to put a strategy in place to work towards buying my first home. Read Ben's full story

  • Photo of Tim & Vesa

    Friends of ours had recommended that we get in touch with Rising Tide Financial Services...Little did we know, it would turn out to be one of the best decisions we’ve ever made! Read Tim's full story

  • Photo of Anthony De Leo Sales Manager, Audio Visual Revolution Pty Ltd

    Having income protection, it’s obviously important in case things go wrong, you’ve got some back up. Read Anthony's full story

  • Photo of Alistair Tubb

    We’ve managed to get into a home that would allow us to grow which is great. They tied it all in together and it made sense to have a one-stop-shop. Read Alistair's full story

  • Photo of Fenella Wagener PR and Media Manager, Universal Music

    They helped us work out what are our expenses, and how much money can we save a month, and it’s crazy to think how much you can be saving a month! Read Fenella's full story

  • Photo of Trish Curtis Self-employed bookkeeper

    Right from the outset, Ali was so easy to work with. There just wasn’t the pressure I had experienced when working with other advisers. Read Trish's full story

  • Photo of Peta Currie Single parent

    While it’s fantastic to receive the income, I know that all of the paperwork can be really challenging for some people, and Matt has been a fantastic help. Read Peta's full story

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Testimonials

  • Since catching up with Matt, Tom & the team at Rising Tide, both Emily & I feel like we’ve had a chance to get our financial lives in order.

  • Great team! Braden was especially helpful in getting my finances sorted for my business.

  • Highly recommend the Rising Tide team - friendly, honest guys who have helped me make my financial dreams come to life. Also, they have a bar in their office, which is, you know, great.

  • Felt 100% care and commitment to my needs. Always highly responsive to requests for information and support. A+

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