Income Protection

I need help with income protection insurance

Have you ever thought about what you would do if you had a serious illness or injury and couldn’t work for an extended period of time? How would you pay the bills, or support your family? It’s probably something that’s crossed your mind a few times but is often put in the ‘too hard’ or ‘I won’t need it’ category.

Here’s why we think income protection insurance is worth it, and why you should stop putting it off today.

You never know when you could fall sick

In the event of you falling ill or getting injured and being unable to work for a prolonged period of time, income protection insurance means that you will continue to receive income. Depending on the policy, it kicks in once you are out of work after about 30 – 90 days, and you’ll continue to get paid monthly until you are able to return to work.

Income protection insurance can replace up to 75% of your monthly income for a set period of time. You may receive this benefit for a few months, or until a nominated age, again dependent on your policy, and the insurer.

Take comfort knowing you can retain your lifestyle

Why should you stop putting it off? It’s simple – for peace of mind. There would be nothing worse than being stuck without income and needing to support your family or even support yourself on top of the medical bills piling up.

By signing up to an income insurance policy, you’ll ensure that you can continue to pay off your mortgage or rent, stay on top of debt and bills, give your family reassurance, have the financial backing to focus on recovery, maintain your current quality of life and so much more.

Get some expert advice

If you’ve been avoiding the all-important insurance talk, but know that you need to get it sorted, talk to an expert. An expert can independently advise you on the right policies for you, help you out with the paperwork and even submit claims when need be.

At Rising Tide, your finances are important. We’re here to help you put together an effective financial plan to support you on your way to achieving success.

For more information on how our expert Financial Planners can support you with income protection insurance, contact us today.

Success Stories

  • Photo of Sam Rowe Professional Australian Rules Footballer, Carlton Football Club

    I was lucky enough to meet Matt Hale at a club function. I decided to go in to meet the team and it just felt like a perfect fit. Read Sam's full story

  • Photo of Kane Baker & Rebekah Elmaloglou

    We knew we wanted to put our money to good use, but we didn’t know too much about how to get started, so we sought help from the team at Rising Tide Financial Services. Read Kane's full story

  • Photo of Ben O’Neill

    I’ve learned so much from working with the team at Rising Tide. They helped me to understand and organise my finances, helped me to put a strategy in place to work towards buying my first home. Read Ben's full story

  • Photo of Tim & Vesa

    Friends of ours had recommended that we get in touch with Rising Tide Financial Services...Little did we know, it would turn out to be one of the best decisions we’ve ever made! Read Tim's full story

  • Photo of Anthony De Leo Sales Manager, Audio Visual Revolution Pty Ltd

    Having income protection, it’s obviously important in case things go wrong, you’ve got some back up. Read Anthony's full story

  • Photo of Alistair Tubb

    We’ve managed to get into a home that would allow us to grow which is great. They tied it all in together and it made sense to have a one-stop-shop. Read Alistair's full story

  • Photo of Fenella Wagener PR and Media Manager, Universal Music

    They helped us work out what are our expenses, and how much money can we save a month, and it’s crazy to think how much you can be saving a month! Read Fenella's full story

  • Photo of Trish Curtis Self-employed bookkeeper

    Right from the outset, Ali was so easy to work with. There just wasn’t the pressure I had experienced when working with other advisers. Read Trish's full story

  • Photo of Peta Currie Single parent

    While it’s fantastic to receive the income, I know that all of the paperwork can be really challenging for some people, and Matt has been a fantastic help. Read Peta's full story

More Success Stories

Testimonials

  • Since catching up with Matt, Tom & the team at Rising Tide, both Emily & I feel like we’ve had a chance to get our financial lives in order.

  • Great team! Braden was especially helpful in getting my finances sorted for my business.

  • Highly recommend the Rising Tide team - friendly, honest guys who have helped me make my financial dreams come to life. Also, they have a bar in their office, which is, you know, great.

  • Felt 100% care and commitment to my needs. Always highly responsive to requests for information and support. A+

More Testimonials

Footer