Home loans built around your financial plan

Your home loan should work as hard as the rest of your plan. That’s why Rising Tide clients have their lending looked after by Aussiewide Financial Services: specialist mortgage brokers with more than 1,500 five-star reviews, who work hand in glove with our financial planners.

One team, two specialists

Your Rising Tide planner sets the strategy. Aussiewide makes sure your loan delivers it. Your planner and your broker talk to each other, so you’re never passing messages between two businesses or explaining your situation twice.

Think of Aussiewide as an extension of Rising Tide. Our planners handle the advice, Emily and her team handle the loan, and the execution is spot on.

Loans set up the way we plan

Aussiewide knows how we work, so your loan is structured to fit our cashflow and investing philosophy from day one:

• Offset accounts that hold your cash buffer, so every spare dollar is cutting your interest.
• Separate loan splits for home and investment debt, so your tax position stays clean.
• Loan structures set up for debt recycling, where it’s part of your plan.
• Repayments that fit the cashflow plan we’ve built with you.

Getting the structure right at the start is far easier, and cheaper, than fixing it later.

Meet Emily

Emily Geer-Smith looks after every Rising Tide client who needs a loan, and every enquiry that comes our way. She has been working with our clients for almost two years, and the feedback has been outstanding. Our clients rave about her.

Emily knows our planners and she knows how we plan. When you’re buying, refinancing or building, she already understands the bigger picture, and she sets your loan up to fit it.

We trust Emily with our clients, and we don’t say that lightly. We think you’ll love working with her as much as we do.

Who Aussiewide are

Aussiewide has been helping families with home loans since 1998. It’s privately owned by the people who work in the business. You deal with Emily, a broker who knows your plan, not a call centre.

They compare loans from more than 80 lenders, have offices in Geelong, Bacchus Marsh and Ballarat, and have more than 1,500 five-star reviews. They help with:

• Buying your first home, or upgrading to your next one
• Refinancing an existing home loan
• Building and construction loans
• Investment property loans
• Business and commercial lending

Get connected

Already a Rising Tide client? Ask your planner. They’ll introduce you to Emily and, with your permission, share your goals and plan so she starts with the full picture.

Not a client yet? Call Aussiewide on (03) 5222 7453 (8am to 5pm, Monday to Friday) and ask for Emily, or visit aussiewidefs.com.au. And if you’d like a financial plan to go with your loan, book a free 15-minute intro call with Sam or Rebecca.

Important information

Rising Tide Financial provides financial advice. Aussiewide Financial Services (ABN 94 623 716 825) provides all credit assistance and is responsible for it. Aussiewide is a credit representative (number 577368) of QED Credit Services Pty Ltd, Australian Credit Licence 387856. If we introduce you and you take out a loan, Rising Tide may receive a referral fee. We’ll tell you before we make the introduction.