Understanding Tax Advice
Tax advice starts with understanding how your income, investments and financial arrangements affect the amount of tax you pay. It can cover investment planning, superannuation, business structures and other financial decisions that influence your overall tax position.
Meet Rising Tide Financial
The Benefits of Working With a Tax Advisor
A tax advisor gives you an independent view of your financial position, helping you identify opportunities that may otherwise be missed. The result is advice that’s tailored to your circumstances and continues to adapt as your income, investments and goals change.
Simplify complex tax decisions by reviewing how your income, investments and financial structures work together, making it easier to understand your options and act with confidence.
Maximise legitimate tax savings by identifying available deductions, concessions and planning opportunities that may otherwise be overlooked, helping you retain more of what you earn.
Provide personalised strategies that reflect your income, assets and future plans, creating an approach that’s more effective than general guidance.
Offer ongoing support as your circumstances change. Regular reviews allow tax advisors to refine your strategy, respond to legislative updates and identify new opportunities over time.
What to Expect When Working With Us
Getting started
Intro call
Identifying Tax Opportunities
Developing Your Tax Strategy
Your strategy
Putting Your Strategy Into Action
Ongoing Reviews
LET'S TALK
Financial Planners and Mortgage Brokers
Book your FREE 15 minutes intro call.
or call us on 0401 944 713
What's Included in Tax Advice?
Tax advice can cover a range of strategies depending on your financial circumstances and the advice you're seeking. Your recommendations are shaped around the decisions you're making and the level of ongoing support that's right for you.
What’s typically included:
- Tax planning before major financial decisions
- Advice on investment, superannuation and ownership structures
- Ongoing reviews to reflect changes in your finances and tax legislation
- Tax compliant services, including but not limited to:
- Fringe Benefits Tax (FBT) support
- Income tax and GST advice
- Capital Gains Tax (CGT) advice
- Business Activity Statement (BAS) preparation
- ASIC compliance
- And many more
- Coordination with your financial planner or accountant for a consistent financial strategy
What’s generally not included:
- Tax return preparation or lodgement
- Accounting services, including bookkeeping and financial reporting
- Legal advice relating to trusts, wills and estate planning
- Representation during tax disputes or legal proceedings
Understanding the Cost of Tax Advice
The cost of tax advice depends on your financial circumstances, the scope of advice required, and the level of ongoing support that's right for you. We begin with a complimentary introductory call, followed by a Discovery Meeting ($440 including GST), where a tax advisor takes the time to understand your financial position, current strategies and the outcomes you're looking to achieve.
If you choose to move forward, we'll prepare a Statement of Advice (SOA) outlining our recommendations, the reasoning behind them, and any associated costs before work begins. Clients who proceed with comprehensive advice typically pay a one-off onboarding fee ranging from $6,600 to $9,900 including GST, covering the development and implementation of their financial strategy.
Clients who continue with ongoing advice receive a service that’s tailored to their circumstances and reviewed each year as part of an annual advice agreement. Regular reviews allow your tax advisor to respond to changes in tax legislation, plus your financial position and future priorities, keeping your strategy aligned over time.
Our Locations and Availability
Tax advice is available no matter where you're based. Our Melbourne team works with clients in Sydney, Brisbane, Perth and Adelaide through convenient remote consultations, making it easy to access tax advice wherever you are. Schedule a chat with us to get started.
A Smarter Approach to Tax Starts Here
If you've been wondering whether you're making the most of your financial position, now is a good time to find out. Working with a tax advisor can uncover opportunities and give you greater confidence in the decisions you make today and the ones still to come. With more than 500 Google reviews, AFSL authorisation and multiple industry awards, Rising Ride has helped Australians make informed decisions with advice they can trust.
Many clients come to us for tax advice, then realise they could also benefit from family trust planning, debt advisory, and more. Book a consultation and let's explore what's possible for your circumstances.
Frequently Asked Questions
Please read from our Frequently Asked Questions. If you feel stuck, feel free to schedule a chat.
What information do I need to lodge my tax return?
Before lodging your tax return, make sure you have the following information available:
- Bank account details (BSB and account number)
- Income statements or payment summaries from all employers
- Centrelink (Services Australia) payment summaries, if applicable
- Receipts or statements for any deductions you’re claiming
- Your spouse’s income details, if applicable
- Private health insurance information, if you have cover
How can a tax advisor help me save money?
A tax advisor looks beyond your annual tax return to identify legitimate opportunities that improve your tax position. This may involve reviewing how your investments are structured, making the most of available concessions, or planning major financial decisions before they’re made.
The goal isn’t simply to reduce the tax you pay today. It’s to make decisions that support stronger financial outcomes over the long term, while remaining aligned with current Australian tax legislation.
How does the tax advice process work?
Working with Rising Tide begins with an introductory conversation to understand your circumstances and goals. If you decide to proceed, we’ll develop tailored recommendations, explain every step of the process, and continue reviewing your strategy over time as your needs change. Our team is here to make every step of the process straightforward and easy to understand.
Are your services available for both individuals and businesses?
Yes. We work with individuals, families, business owners and investors whose financial circumstances benefit from strategic tax advice. Whether you’re managing employment income, investment assets, or business interests, the advice you receive is tailored to your financial priorities and long-term goals.
How do you ensure compliance with Australian tax laws?
Keeping your strategy compliant starts with advice that’s based on current Australian tax legislation. We consider the tax implications before making recommendations and review your strategy over time as legislation changes. If specialist accounting or legal advice is needed, we’ll work closely with your accountant or solicitor to keep your financial strategy aligned.
Testimonials
Ed & Emily Curnow
Since catching up with Matt...
Amanda Vallis
Great team! Sam Jewell was especially helpful in getting my finances sorted. As a business owner & young family, we feel in safe hands.
Rebecca D – Lawyer, Mum & Business Owner
You're right. Here it is: I came to Rising Tide after a marriage breakdown. Good income, very little to show for it, and a belief I just wasn't…
Nick Graham
Former Australian rules footballer Nick Graham discusses his Rising Tide journey.
